All those who work online, including freelancers, are scammers. They indulge in fraud and cheat people. “Make money online” blogs are written by black-hat scammers who make money illegally. I am pretty sure this is what PayPal executives think.
They seem to have difficulty in accepting the fact that there are people who make money online legitimately. They provide services ranging from writing articles to web designing. They get paid for their efforts and not for building some Ponzi scheme or pyramid scheme.
My PayPal account has been closed citing “security risk” to the payment website. “We are not comfortable with activities in your account,” said the PayPal executive who decided to close my account.
Can you see any suspicious activity in my PayPal account? Most of the payment that I receive in my account are for web development service provided to my clients. There has never been a single dispute regarding transactions in my account. Transactions in my PayPal account do not violate it’s usage policy. I do not use PayPal in the “get rich quick” niche either.
So how does a PayPal executive identify a “security risk”? They provide no reasons for labelling me as a “possible security risk”. Interestingly, my account has been verified and active for many years.
Though I have written a mail to PayPal, I do not expect any resolution. I am not a celebrity website owner like Regetsy’s April Winchell who can create lot of buzz online and get her account reinstated. Like other small freelancers and bloggers, I must bow to PayPal’s might and move ahead. Can you suggest some good PayPal alternatives for Indian merchants and service providers?
Update: Now that I have been kicked out of PayPal without any valid reason, I see that a lot of people have been victim of PayPal’s discretionary powers.
According to humour blog Regretsy, which itself had been a victim of PayPal in December 2011, PayPal made a buyer destroy an antique violin over “label” dispute. The label or make was disputed by the buyer, but the violin still remained an antique. The seller now has no money and no violin.
PS: Please share it on Facebook, Twitter, Google, StumbleUpon, etc. Help create awareness about how PayPal is not a friend of sellers and service providers. Even buyers are not safe with this company. Sadly, there is no decent substitute for PayPal.
Update: PayPal has reinstated my account after fresh review. Thanks for your good wishes. Learn how you can get your closed PayPal account back.